Car accidents involving uninsured drivers in Chicago, IL, are incredibly stressful and leave you struggling to know what to do next. If you are in this situation, hiring a Chicago uninsured motorist claim lawyer gives you the best chance at a favorable outcome. They help ensure you are not left empty-handed and can get the compensation you need to cover your medical expenses and other losses.
At Powell and Pisman Injury Lawyers, we have an extensive track record of getting results for our clients. Even when you are facing the most difficult of situations, our team has the experience necessary to navigate legal obstacles and provide effective solutions, all while providing compassionate service.
Contact Powell and Pisman Injury Lawyers for a free consultation today at (312) 635-5400.
How Powell and Pisman Injury Lawyers Can Help You Navigate an Uninsured Motorist Claim
Drivers in Chicago, Illinois, are required by law to have auto insurance with a minimum limit of $25,000/$50,000 for the injury or death of one or more individuals, respectively. A $20,000 minimum limit is also required for property damage. Despite these requirements, it is estimated that 16.3% of motorists are uninsured for one reason or another.
An uninsured motorist claim lawyer with Powell and Pisman Injury Lawyers can:
- Conducts a thorough investigation to gather the necessary evidence.
- Supports injury claims by proving liability and damages.
- Ensures the legal process is followed correctly to maximize compensation.
When a collision occurs where the person at fault is without insurance, it can leave victims feeling overwhelmed by what feels like limited options. While uninsured motorist accident claims can be more challenging to resolve, they are not impossible with the help of a Chicago uninsured motorist claim attorney. They can conduct a thorough investigation of the events to gather evidence and support your injury claim.
While it is considered less than ideal, claims for compensation are filed with your insurance company since the other driver is without insurance coverage. Compensation is typically provided under the Uninsured/Underinsured Motorist portion of your policy. To help you get maximum compensation from the insurance company, your lawyer will negotiate on your behalf to ensure they pay you fairly.
Evidence is Essential When Filing an Uninsured Motorist Claim
It is more important than ever to gather as much evidence as possible for this type of case. To ensure you can sufficiently establish your claim, it is crucial to file a police report after an accident so there is official documentation about the accident and subsequent situation. A police report will include detailed notes about the accident and contributing factors, as well as information and evidence about injuries, insurance information, or lack thereof, and witness accounts.
It is important to request a copy after the report has been completed so you will have it during the claim process. You should also supplement the police report with a thorough cache of photos capturing the scene of the accident, the surroundings, and the injuries you sustained from the collision. This provides further evidence to show the extent and severity of your losses.
While gathering evidence is vital to your case, receiving medical attention is a must after an accident. Your safety is a top priority and should not be taken lightly. Injuries may also be delayed, so it is important to continue communicating with your doctor if your condition worsens and changes for the worse.
What You Can Recover in an Uninsured Motorist Case
Without being able to file a claim against the other party’s insurance, you may be wondering what, if any, compensation you can get from an uninsured motorist claim. When you file a claim with your own insurance, you may be able to receive a settlement that will cover your economic damages, such as:
- Medical bills
- Lost income and reduced earning capacity
- Property damage
You may also be able to recover for the non-economic damages you have experienced, like:
- Pain and suffering
- Emotional distress
- Loss of enjoyment
To identify what losses you can recover and how much they may be worth, it is important to discuss your situation with your accident lawyer. Every case is different, and settlements can significantly vary from case to case. The severity of your injuries, your policy limit, and your liability are three of the biggest factors that can impact the value of your settlement.
Your lawyer will take this information, along with the evidence that has been collected, and negotiate on your behalf to ensure you receive as much as possible for your losses.
Contact a Chicago Uninsured Motorist Claim Lawyer to Represent You Today
Powell and Pisman Injury Lawyers is here to provide you with compassionate, high-quality service that protects your rights and ensures you have options and resources available to you. We understand the importance of being able to recover your losses after an accident in Chicago, IL, and we are always by your side, fighting for you until we secure an outcome you are satisfied with.
To learn more about how we can represent you in this situation, contact our team and schedule your free consultation with a Chicago uninsured motorist claim lawyer today.