If you’ve been hurt in an accident in Chicago, IL, you might be wondering if you need a lawyer. Some cases are simple, while others are more complicated.
Even when fault seems clear, insurance companies may try to reduce or deny your claim. Knowing when to hire a lawyer can make a big difference.
Signs You Should Hire a Personal Injury Lawyer
Not every accident requires a lawyer. However, hiring one can increase your chances of getting fair compensation. If any of the following situations apply to you, it’s time to speak with an attorney.
You Have Serious or Long-Term Injuries
When an accident results in severe injuries, the financial burden can be overwhelming. Medical bills can add up quickly, and lost income can make it difficult to stay afloat. If your injuries require a hospital stay, surgery, or therapy, you likely need legal help.
A personal injury attorney can ensure that all current and future medical expenses are included in your claim. Without a lawyer, insurance companies may offer a low settlement that does not cover your total losses. An experienced attorney will calculate long-term expenses to prevent financial hardship down the road.
Liability Is Disputed or Unclear
Determining who is at fault in an accident isn’t always straightforward. If the other party denies responsibility, proving your case can be tough. Insurance companies may also try to shift blame onto you to reduce their payout.
To build a strong case, a lawyer collects evidence, speaks with witnesses, and works with experts to establish liability. Solid proof is crucial to securing a fair settlement.
The Insurance Company Offers a Low Settlement or Denies Your Claim
After an accident, insurance companies often aim to settle quickly and for as little money as possible. They may offer you a low amount, hoping you’ll accept it before fully understanding the extent of your damages.
A lawyer will negotiate on your behalf to ensure you receive a settlement that reflects the true cost of your injuries. If an insurer refuses to cooperate, an attorney can take your case to court to fight for what you deserve.
The Accident Involves Multiple Parties
Accidents involving multiple parties, such as multi-car crashes, truck accidents, and premises liability cases, can be complex. Determining liability and pursuing compensation in these cases requires legal experience.
A lawyer will identify all responsible parties and ensure that each one is held accountable. If multiple insurance companies are involved, an attorney will negotiate with them to secure the best possible settlement.
Other Ways a Chicago Personal Injury Lawyer Can Help
Hiring an attorney has many benefits. A personal injury lawyer can assist you in several ways, ensuring that your case is handled properly from start to finish.
- Thorough Investigation: Attorneys gather police reports, medical records, and eyewitness statements to build a strong case.
- Consulting With Experts: When you hire a lawyer, you will have access to a network of other professionals (e.g., accident reconstruction experts and doctors) that your attorney can call upon to strengthen your case.
- Accurate Damage Calculation: An attorney will ensure you receive compensation for medical expenses, lost wages, pain and suffering, and other damages.
- Court Representation: If the insurance company refuses to offer a fair settlement, a lawyer will take your case to trial and advocate for your rights.
With an experienced lawyer by your side, you can focus on your recovery while they handle the legal process.
What Compensation Can You Recover in a Personal Injury Case?
If you’ve been hurt due to someone else’s actions, you may be eligible for compensation. The damages you recover depend on the details of your case, but common forms of compensation include:
- Medical Costs: cover hospital visits, surgeries, physical therapy, medications, and long-term care
- Lost Wages: compensates for past and future income lost due to your injury
- Pain and Suffering: accounts for emotional distress and physical pain caused by the accident
- Property Damage: pays for vehicle repairs, replacements, and other damaged personal property
- Loss of Quality of Life: provides compensation if your injuries prevent you from enjoying daily activities
The goal of a personal injury claim is to help you recover financially and move forward with your life. An attorney will work to maximize your settlement and ensure that all your needs are met.
Contact Powell and Pisman Injury Lawyers for a Free Consultation
If you or a loved one was hurt in an accident, don’t wait to seek legal help. Hiring a lawyer early can help protect your rights and increase your compensation. Our team is ready to review your case and provide guidance on the best course of action.
Visit Powell and Pisman Injury Lawyers or contact us for a free consultation. We are ready to fight for you and your future.